Disclaimer
This calculator is for educational and illustrative purposes only and should not be construed as financial advice. The results are only estimations. Please consult a qualified professional regarding financial decisions.
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10 Most Advanced Rent vs Buy Calculators
Most Advanced Mortgage vs Rent Calculators to Try Today

1. RentVsBuy.App - Most Advanced Rent vs Buy Calculator
RentVsBuy.App is, arguably, the most advanced rent vs buy mortgage repayment calculator available on Internet. It covers not only the most common mortgage repayment calculations but most importantly helps to consider the full cost of home ownership including closing and selling costs, taxes and council rates (specifically for Australia), bills and maintanence payments and compare it with rent, save and invest scenario for the similar length of time. Hardly recomended for all who're not convinced by a common idea that mortgage is the only way to build your wealth.
Link: https://www.rentvsbuy.app
2. FREE Home Rent or Buy Analysis Calculator (Excel)
Should I rent or buy, or is it better to buy or rent? If there is the question you are asking, you can use this FREE Home Rent or Buy Analysis Calculator to work out the difference between renting a property and buying a home.
3. U.S. Mortgage Calculator with Taxes, Insurance and PMI
Are you still renting and considering buying your home? Use this free online calculator to compare the financial costs and benefits of each option.
Link: https://www.mortgagecalculator.org/additional-payment-calculator/
4. NYTimes Buy vs Rent Calculator
The choice between buying a home and renting one is among the biggest financial decisions that many adults make. But the costs of buying are more varied and complicated than for renting, making it hard to tell which is a better deal. To help you answer this question, our calculator takes the most important costs associated with buying a house and computes the equivalent monthly rent.
Link: https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html
5. Advanced Mortgage Calculator with actual mortgage cost including HOA fees, PMI, property taxes
Want to figure out your FULL actual mortgage cost including HOA fees, PMI, property taxes, homeowner's insurance & routine maintanence expenses? If so, you're in luck. This calculator does it all. You can even roll any loan origination or discount points into the loan. What's more, you can leverage current competitive loan rates to lock-in ongoing savings & estimate the value of your home at the end of your loan term.
Link: https://www.mortgagecalculators.info/advanced/
6. Rent vs. Buy Calculator
This rent vs. buy calculator makes the math easy so you can determine the total estimated cost of renting vs. buying. Simply provide the required inputs, compute your totals, and print out a detailed report!
Link: https://financialmentor.com/calculator/rent-vs-buy-calculator
7. Calcxml
With interest rates near forty-year lows, the decision to rent versus buy becomes difficult. Use this calculator to help determine which makes sense for you at this time.
Link: https://www.calcxml.com/calculators/rent-vs-buy-home?skn=606&r=1
8. The ULTIMATE Rent vs. Buy calculator
When I saw this calculator, I was immediately jealous…. The author is certainly right — his calculator is far more complex and accurate than anything else that I have seen. I highly recommend that you try to use it.
Link: https://michaelbluejay.com/house/rentvsbuy.html
9. An up-to-date Buy or Rent Calculator
With the “Tax Cut and Jobs Act” heavily reducing the tax incentives for owning real estate, I was curious to see how the trade-offs between buying and renting have changed. Alas, I couldn’t find any up to date calculators — the NYTimes’ still used the old tax system.
Link: https://medium.com/@usaar33/an-up-to-date-buy-or-rent-calculator-22d0bf9bbbb5
10. SmartAsset Rent vs Buy Calculator
Determining whether to buy or rent your home involves a complex decision-making process. The SmartAsset rent vs. buy calculator helps you see when you’ll reach your break-even point and integrates some of the following questions to help you make an informed choice:
- How long do you plan on staying in an area?
- How much flexibility do you enjoy?
- Are you prepared for the responsibility of homeownership?
Link: https://smartasset.com/mortgage/rent-vs-buy#6zjkNclwpT
More From #1 Rent vs Buy Calculator
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10 Most Advanced Rent vs Buy Calculators
Most Advanced Mortgage vs Rent Calculators to Try Today
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